Pay Online Without a Credit Card

By EricHDoss @ hubpages

PayPal

By far, the easiest option would be to use PayPal by eBay. PayPal is free for personal use. You can go to their website and sign up for a free account. You might be prompted to enter a credit card number, but you don't have to.

Once you have registered for your account, you will need to "Get Verified." This involves linking your bank account to your PayPal account. If you don't want to use a credit card, you will need to link to your bank account. Once you have entered your information, PayPal will make two small deposits into your bank account. It generally takes about 5 days for this to happen. Once you see these deposits, you will log in to your account and enter the amount of the two deposits. This serves to verify your ownership of the account. Once this is done, you will be able to use your PayPal account at any merchant that accepts PayPal by simply entering your PayPal username (your email address) and your PayPal password.

Pre-Paid Credit Card

The second option is more expensive. You can purchase a Visa, MasterCard, or American Express branded gift card. These are generally available at most grocery stores, discount stores, and drug stores. Once you purchase the card, you will need to follow the instructions to register the card. In most cases, you will need to call the card issuer and provide your name, address, and phone number. They will then authorize the card for online use. The drawback to this is the cost of the card. Most of the cards cost at least $6 more than the face value of the card. Also, if your card has a balance, the issuer will generally charge you a monthly fee after the first few months.